Business financing referrals · Construction businesses

Explore funding for the costs before the next project milestone.

Materials, plant and labor may need paying for before a progress claim is settled. Explain the project stage, upfront costs and expected payment dates behind your request.

Illustration of construction businesses and their working space

Before you decide

When reviewing a provider offer

01

Provider identity

Confirm which company would provide the financing and which agreement you would sign.

02

Payment schedule

Check when repayments start, their frequency and how long the obligation lasts.

03

Other requirements

Understand any collateral or personal-guarantee requirements before accepting the offer.

How it works

The application process

01

Purpose first

Identify the main use of the requested funds and choose the amount that reflects the expense.

02

Business information

Share the business name, industry and recent operating information requested in the application.

03

Submission step

Review the contact permissions and your details before verifying the mobile number and submitting.

Illustration of construction businesses equipment and workspace
Illustration of construction businesses equipment and workspace

Construction businesses · funding preparation

The budget behind the request

Separate signed work from pending tenders, and include retention or inspection conditions when mapping receipts. Financing repayments would sit alongside the existing costs of delivering the job.

Possible uses

Business expenses to describe

01

Job equipment

Owned equipment, hired plant and delivery charges have different cost patterns. Identify what the specific job needs and how long it will be in use.

02

Project materials

Supplier deposits may be due before materials arrive on site. Work from the specification and delivery schedule, including any staged orders.

03

Operating expenses

Wages, subcontractors and site costs can fall between progress payments. Define the period and obligations the request would cover rather than using the total contract value.

A few things to know

About this referral service

Information sharing and referral payments

Funding partners may purchase your application details from us and contact you about potential financing. We may refer a request to up to five partners and are paid even if it is not funded; we charge no application fee.

Approval and available terms

Providers make their own decisions after considering the information they require. Submission alone promises neither approval nor a particular financing amount.

Provider timing

Do not treat the requested timing as a delivery commitment from a funding partner. Review can involve supporting documents and additional checks.

Contact consent and mobile verification

Before submission, review the sharing terms and the permission for partner communications. A one-time code checks access to your phone rather than replacing the consent review.

Make a beginning

Start with your business funding request

When the expense and timing are clear, use the form to submit your business funding request.